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Get pre-qualified
Pre- qualifying will determine your maximum loan and secure your interest rate. For more assistance in your mortgage needs visit, in the United States, Click here for the lowest rates on the web. , and in Canada, MortgageForLess.com.

Explore locations
In real estate the three most important rules are location, location, location. Check out the following aspects of any location:

• Past appreciation
• Schools For in depth school reports Click here
• Shopping
• Transportation
• Recreational activities

Use this easy online service to see what others are have paid for in the area your looking Free Home Comps

View properties
Fill out our buyer notification and receive email updates when homes come available in your desired neighborhoods.

Make an offer
There are various forms and contracts available both on line and from your local stationary shops.

Offers can be made either firm and binding or conditional on either one or all of: financing, home inspection, lawyers approval, sale of your home, etc. At this stage it is advisable to contact your lawyer for advice.

Have a Home Inspection
Your home inspector will perform a visual inspection and produce a written report of the condition of residential property for you. The purpose of such an examination is to describe observable major defects that require repairs.

Find a Lawyer
Your Lawyer will: search the property title, ensure taxes and utility accounts are paid in full, review subdivision agreements, verify municipal building and zoning requirements, review the property survey, prepare your mortgage for registration, and register the documents which transfer the property title to you.

Relax on Moving Day
If you have followed all of the steps this far all you have to do is look forward to the future in your new home.

Offers can be made either firm and binding or conditional on either one or all of: financing, home inspection, lawyers approval, sale of your home, etc

Due to the unique nature of each sale and rules governing real estate transaction in the various States and Provinces, it is advisable to contact your lawyer for advice at this stage.

Links
Complete List of U.S. Estate Planning, Probate and Trust Attorneys with Web sites http://www.ca-probate.com/attylist.htm.

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Home Inspectors
Your home inspector will perform a visual inspection and produce a written report of the condition of residential property for you. The purpose of such an examination is to describe observable major defects that require repairs.

Links
Official site of American Society Home Inspection.

U.S. ASHI Home Inspectors on Internet.

Canadian Home Inspectors on Internet.

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Surveyors
Land Title Survey shows the legal description of a property and the building on the property in relation to the lot or boundary lines.

Links
Land surveyor's directory

Canada Land survey records

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Title insurance & Title Company's
The primary purpose of Title Insurance is to eliminate risk and prevent losses caused by defects in title arising out of events that have happened in the past. Title insurance guarantees that there has not been any title problems prior to the time a policyholder takes title. A title insurance policy is issued for a reasonable, one-time fee.

Links
Complete list of title and escrow companys

First American Title Insurance Company

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Realtors
Realtors are certified professionals who are trained to offer the home seller and buyer guidance through the home buying and selling process.

Links
Professional Appraisals

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Mortgage Brokers
Your mortgage broker will negotiate the arranging of a mortgage for you.

Links
Leading on line mortgage brokers for the United States

Leading online mortgage brokers for Canada

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Movers
Moving companies base their estimates primarily on labor costs, travel time and use of trucks and materials. However, other factors can also enter into the equation: Most companies charge extra if you want them to box up your belongings; long-distance moving companies will sometimes tack on additional fees for use of stairs or elevators or for driving in the city. Especially if you have antiques or other valuables, it is wise to get an in-home estimate - many movers will do this for free.

Links
Moving Resource center This is a wonderful site, complete with residential moving, last minute tips, guides and tools.

City movers survival guide

Instant online moving quotes

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